Financial services
Buying a new home is one of the biggest financial decisions you’ll ever make. That’s why it’s important to get the right advice for your personal situation.
- Our finance specialists
What they can do to help you get into the home of your dreams. - Available financial products
Find a financial solution that is perfect for you. - Finance pre-qualification form
Do you qualify?
We work with industry-leading finance specialists
With countless lending options available in the market, we wanted to offer our clients access to industry-leading finance specialists that can help get you into the home of your dreams.
Our in-house construction finance specialists offer you free, transparent and no obligation financial services, to save you time and money, and get you into your new home faster.
These industry-leading mortgage experts will take the time to ask the right questions to help you compare hundreds of loan options and find the most suitable loan for your individual needs.
Home loan products
With a wide range of financial products available on the market today for purchasing your new home, finding the right home loan might seem overwhelming.
That’s why whether you’re a first-time home buyer, or looking to build your current property investment portfolio, we’ll help you find a financial solution that is tailor made for you.
Variable rate loan - a variable rate loan is great for home buyers who wish to keep interest rate costs to a minimum and are happy to take a gamble on the direction that interest rates will take in the future.
Introductory rate home loan - an introductory rate home loan (sometimes called a “Honeymoon Rate”) is mostly aimed at first home buyers offering a low rate for an initial period of anywhere from 6 months up to 3 years.
Line of credit/equity home loan - a line of credit or equity loan is somewhat similar to a credit card. A lender will lend up to 80% of the value of the security. This type of loan does not have a set term nor fixed repayments.
Guarantor loans - a family guarantee, family pledge or guarantor loan allows your family members (generally a parent, grandparent or in-law) to use the equity in their home as security for a portion of your home loan amount.
Fixed rate loan - A fixed rate loan is best for those who want security in knowing their exact repayment each month. With a fixed rate home loan you can generally fix your interest rate for anywhere between 1 to 7 years with 10 to 15 years also being an option with some lenders.
Professional packages - most major lenders now offer "professional packages" for home loans above $250,000 (for one loan of more than $250,000 or a total aggregate lend of $250,000). Professional packages were originally set up for certain professions or income brackets but are now available to anyone provided they pay the package fee.
Offset accounts - an offset account is usually a savings account linked to your mortgage. This type of finance solution allows you the benefit of offsetting funds in your savings account against your home loan, thereby reducing the interest payable on your home loan.
Do you qualify?
Find out if you qualify for a home loan with a fast and easy pre-qualification check. Just answer a few short questions and we’ll get you started on the road to your dream home.
Privacy is important to us and the information you provide on the pre-qualification check will not be shared with any third party organisations.
If you’d rather speak to us directly, please call us on 1300 520 914.
Enquire now
Please complete the form to submit your enquiry to Carlisle Homes.
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