How do house and land packages work and what are the benefits?

Taylah White

Manager - House & Land

Confidence in transparent pricing and a managed process  

“One of the major benefits of a Carlisle house and land purchase is the confidence of upfront pricing transparency,” says White. This means that buyers know exactly what they’ll be paying for both the land package and the home construction, avoiding any unexpected costs. “This upfront clarity is particularly attractive for first home buyers or anyone managing a strict budget,” White explains. 

Additionally, with a Carlisle house and land package, the vast majority of the work is done by our House and Land team. “Having one person as a contact, guiding you all the way, saves a huge amount of time,” says White. “Even when you have to sign a contract for the land purchase, we can assist in organising the appointment with the land developers so you literally turn up and sign.” For most people, busy with work, family and other commitments, the value of this saved time is priceless.

Exclusive access to premium land across Melbourne

Buying a vacant block of land can be highly competitive, but Carlisle Homes’ long-term partnerships with leading developers give buyers access to exclusive land packages that are often not available to the general public. Through our Land Connect service, Carlisle ensures that the best blocks are selected and paired with the best and most suitable home designs, allowing buyers to secure prime real estate in the most desirable locations. This not only simplifies the land purchase process, but also enhances the value and lifestyle potential of the property.

“At any given time, there are multiple campaigns running via our House and Land team, often with added value on land that our customers simply wouldn’t have access to if they were dealing with that developer directly,” White adds.

Advantages over buying an established house  

“Fixer upper”, “potential plus”, “old world charm”. There’s a whole vocabulary for the compromises that come with buying a house that isn’t brand new! In contrast, a Carlisle complete house and land package provides a brand-new, 7-star energy-efficient home with the latest in home designs and construction standards. “There’s a common misconception that house and land packages come with inflexible designs that can’t be changed, and it’s just not true,” says White. “With Carlisle Homes, you can select the location, budget, home design, features and finishes to create your dream home.” Additionally, these packages often include access to master-planned communities with all of the amenities we expect for a modern family lifestyle” adds White. That includes the likes of schools, parks, medical centres and shopping centres, easily accessible and newly built.

Stamp duty savings, grants and other financial opportunities  

Another significant advantage of house and land packages is the potential for substantial savings on stamp duty. Unlike buying an established home, where stamp duty is calculated on the full purchase price, with a house and land package, you only pay stamp duty on the land component. This can lead to considerable savings, especially in combination with grants like the First Home Owner Grant (FHOG) and other government incentives. Carlisle Homes also leverages its industry relationships to offer fixed price packages that further enhance cost savings for buyers. 

The First Home Owner Grant is also an amazing opportunity for first home buyers, with $10,000 on offer for homes with a contract price less than $750,000 for eligible recipients. 

First home buyers are even better off, of course, with the possibility of an exemption or concession on stamp duty, which increases in regional areas like Geelong, Bacchus Marsh and Beveridge.

Customisation options and flexibility 

Carlisle Homes provides extensive customisation options within each of our house and land packages, allowing buyers to tailor their home designs to suit their specific needs and preferences. Whether it’s choosing the layout, selecting finishes, or adding premium upgrades, buyers have the flexibility to create a dream home that reflects their personal style and functional requirements.

Understanding the purchase process and timeline 

The purchase process for a house and land package involves several crucial steps, beginning with obtaining pre-approval for the construction loan of your new home. This type of loan differs from a regular mortgage loan as it is drawn down in stages as your home is being built, which can help you manage your financial situation more effectively. Working with a mortgage broker can help you secure the best loan option including any stamp duty concessions and ensure that any extra costs are considered upfront.

Once your financing is in place, you'll proceed with buying land through selecting your preferred land package and customising your home design. For many, buying land is a significant milestone, and Carlisle Homes ensures that everything is transparent, offering a single price that includes both the land and construction costs, to help you avoid any unexpected additional costs. Some aspects, such as landscaping or fencing, may need to be arranged separately, but our team will guide you through these details, highlighting any potential benefit of certain options. 

Carlisle Homes, a leader within the construction industry, is committed to delivering great value by building your home with environmentally friendly materials that meet the highest sustainability standards, including a minimum 7-star energy rating. 

For a comprehensive guide on the construction process and how Carlisle Homes can help you achieve your dream home, visit our website. Our online resources provide valuable insights into every stage, from pre-approval to the final touches.  

Optimising your dream home with Carlisle’s House and Land packages. 

Choosing a house and land package from Carlisle Homes not only simplifies the building process but also offers numerous benefits, from stamp duty savings to access to exclusive land, and the flexibility to customise your dream home. 

For more information on Carlisle Homes’ house and land packages, call us on 1300 328 045. To learn more about what stamp duty discounts and concessions might apply to your purchase, visit the State Revenue Office website. And of course, the best place to get ideas for your dream home is at one of our Carlisle display homes across Melbourne. Alternatively, if exploring in the comfort of your own home is preferred, take a virtual tour to find your perfect home design. 

For more information on Carlisle Homes’ house and land packages, call us on 13 27 67. To learn more about what stamp duty discounts and concessions might apply to your purchase, visit the State Revenue Office website. And of course, the best place to get ideas for your dream home is at one of our Carlisle display homes across Melbourne. Alternatively, if exploring in the comfort of your own home is preferred, take a virtual tour to find your perfect home design.