When it comes to buying a new home, the deposit is often seen as the biggest barrier—and the most misunderstood. Many assume a 20% deposit is the golden rule, but the reality is far more flexible.
Finance
The financial decisions made when embarking on a new build are some of the biggest you will ever make. Home Files Finance provides you with a source of professional guidance that will help you realise your dream home. With regular, easy-to-follow articles about finance news, our team will help you maximise your investment.
There’s good news for young Australians with HELP debt (formerly HECS) hoping to enter the property market.
With potential rate cuts on the horizon and the first home buyer price cap possibly rising to $950,000, 2025 could be the year you finally buy.
When it comes to building a new home, the excitement often goes hand-in-hand with confusion—especially around financing. Thankfully, there’s now a straightforward way to cut through the complexity.
Carlisle Homes recently brought first-time buyers together for a dynamic and uplifting evening filled with practical insights, expert advice, and a few surprises along the way.
When it comes to buying your first home, a helping hand—or a leg-up—never goes astray.
The start of a new year is a natural time to take stock of financial goals, and with interest rates at the forefront of many economic conversations,
In today’s shifting financial landscape, securing the right loan to build your dream home can be daunting. With economic changes affecting borrowing power,
The First Home Guarantee scheme allows buyers to secure a home with just 5% deposit. Learn about 50,000 new places for the 2024/25 financial year.
Learn how first home buyers can save on stamp duty with exemptions or reductions, making the dream of owning a home more affordable and easier to achieve.
Discover the essentials of financing your first home. Learn about loans, budgeting, and everything it takes to start building your dream property.
Home loans, budgets, and all-important timings – our panel of experts have everything covered in episode three of the Home Files Podcast series.
Understand how the cost of living is calculated and its importance in financial planning, budgeting, and managing lifestyle decisions effectively.
Maximize your financial potential with budget apps tailored to your saving and spending goals, making it easier to achieve your financial aspirations.
Stay ahead in the competitive housing market by exploring 2022 property trends, demand factors, and price forecasts to make well-informed decisions.