A new year brings with it a renewed sense of optimism about the future and the sense of a fresh start. Which is why it’s the perfect opportunity to make some changes in your lifestyle and environment. If you have been thinking about buying a new house, this is the time to do so. If searching for inspiration, we have you covered. Explore our many kitchens and bathrooms on display.
So, where to start? Here are some tips to help you prepare;
- 1. Limit your credit card spending and new purchases
With the festive season over, the New Year is a great time to implement new habits and put a savings plan into place. Commitment to refining your spending and reducing your credit card use are good places to start.
- 2. Find out if you’re eligible
You may be eligible for the Victorian Government’s First Home Owner Grant (FHOG), making it easier for you to get into the property market. Find out more about the available Government grants and eligibility here
- 3. Get pre-approved
Finding out how much you can borrow and afford to pay back each month is critical to buying your first home. Using a loan calculator or having a no-obligation chat with an experienced loan consultant will provide you with an indication of your budget.
To provide added peace-of-mind look for build contracts that offer fixed costs. Carlisle Homes offer a 100% fixed price guarantee including the site costs. Meaning there are no cost blowouts or surprises throughout your build, giving you complete transparency for borrowing and budgeting.
- 4. Learn the lingo
During this home building journey many words and phrases you hear will be new to you and this can be confusing. This is why it pays to be ‘in the know’ with house and land lingo.